Essential insurance - even more affordable cover

Essential insurance cover provides a low-cost alternative to comprehensive car, contents and buildings insurance. If your vehicle is valued at less than 125 000, older than five years, and not financed, this could be the product for you.

Essential buildings cover provides building cover up to a maximum of 200 000 and essential contents cover provides cover up to a maximum of 50 000.

Why choose essential insurance from Essem Global?

OUTbonus
OUTbonus

You’ll get 10% of your premiums paid back in cash after three claim-free years.
Free Help@OUT
Free Help

Get access to plumbers, electricians, locksmiths and more, 24/7.
12-month guarantee
12-month guarantee

Your premium is guaranteed not to change for 12 months at a time, even if you submit a claim during this period.

Low flat excess
Low flat excess

Irrespective of the size or value of your claim, your excess remains fixed.

Approved partners
Approved partners

We work with a great list of service providers, ensuring your repairs are done and dusted as soon as possible.

Glass cover and more
Glass cover and more

Get automatic cover for accidental damage to fixed glass and sanitaryware, plus utilities connections between your home and the municipal supply.

Lightning surge protection
Lightning surge protection

You can implement a valuable line of defence against power surges by making use of surge protection devices.